As Performance Improvement Manager ? Finance, you?ll actively establish, maintain and strengthen internal and external relationships. With guidance from partners, directors and senior managers, you?ll identify potential business opportunities for Ernst & Young. By drawing on your skills and experience, you?ll create innovative commercial insights for clients, adapt methods and practices to fit operational team and cultural needs, and contribute to thought leadership.
You?ll actively contribute to improving operational efficiency on projects and internal initiatives. In line with our commitment to quality, you?ll consistently drive projects to completion and confirm that work is of a high quality. Your role in leading teams ? or parts of teams ? on engagements will depend on the size of engagement. When working on engagements, you?ll report to higher levels of management, who will expect you to anticipate and identify risks, and escalate any issues as appropriate.
As an influential member of the team, you?ll help to create a positive learning culture, coach and counsel junior team members and help them to develop.
Client responsibilities
? Participate in Finance engagements
? Help manage the financial aspects of engagements by organizing staffing, tracking fees and communicating issues to project leaders
? Participate in business development initiatives
? Build strong internal relationships within Ernst & Young Advisory Services and with other services across the organization
People responsibilities
? Develop people through effectively supervising, coaching, and mentoring staff
? Conduct performance reviews and contribute to performance feedback for staff
? Contribute to people-related initiatives including recruiting, retaining and training professionals
? Maintain an educational program to continually develop personal skills of staff
? Understand and follow workplace policies and procedures
Technical skills requirements
You?ll have knowledge and experience of a number of the following areas:
? Finance transformation
? Balanced scorecard
? Planning, budgeting and forecasting
? Performance measurement and performance management
? Business performance reporting
? Cost to serve
? Cost reduction
? Shared service centre and business process outsourcing
? Financial statement close
You?ll have knowledge and experience in one or more of Ernst & Young?s priority industry sectors:
? Government & Public Sector
? Utilities
? Consumer Products
? Industrial Products
? Technology
? Communications & Entertainment
? Healthcare
Additional requirements
? Demonstrated track record with a blue chip consulting organization and/or blue chip organization
? Professional accountancy qualification or equivalent
? Strong academic record including a degree
? Demonstrated experience in business development
? Proficiency in Arabic language skills are highly desirable
Who we are
To achieve their potential, businesses need to continuously achieve and sustain performance improvement in a rapidly changing environment. As one of our performance improvement advisors, you?ll help many of the world?s leading businesses and governments tackle their most pressing issues. Working in multidisciplinary teams, often directly with leaders of major organizations, you?ll bring diverse perspectives to every challenge. We?ll help you achieve your potential by supporting your professional development and giving you experience of working with a diverse range of clients. You?ll have the opportunity to build your skills in one of our focused competency groups, including: Finance, Customer, Supply Chain, IT Advisory, People & Organization, Program Management or Strategic Direction. You?ll also have the opportunity to team with professionals from other parts of the organization in multidisciplinary engagements, especially those in Risk. At Ernst & Young, we know it?s your point of view, energy and enthusiasm that make the difference.
ORLANDO, Fla. -- A medical examiner says an 11-year-old New York girl was electrocuted while trying to retrieve a ball from a pond at a time-share resort's miniature golf course near Orlando.
Orange County deputies say Ashton Jojo cried out in pain Wednesday afternoon as she stepped into the 2-foot-deep pond, according to the Associated Press. Orange Lake Resort guest Christopher Burges of Alabama heard her screams and tried to rescue her. He was also injured.
The girl died shortly after arriving at Florida Hospital Celebration.
The resort released a statement reporting that a third guest was also injured, adding, "The miniature golf facility where the incident happened is closed and will not re-open until further notice. Our thoughts and prayers are with the guests, their families and friends during this time," Reuters reported.
A building safety department official told WKMG that the electrocution may have been caused by a possible faulty pump connected to the wrong circuit breaker.
The station also reported that the resort's golf course was connected to several electrical code violations.
Authorities say the Latham, N.Y., girl turned 11 on Friday. She was visiting Orlando with her parents and brother.
Unrelated Video Of People Mini Golfing At Orange Lake Resort:
Anyone in this business knows you need something to connect with clients socially. For me, that thing is cycling.
Back in 2001, I was 10 years in the business, a steady $200,000 to $300,000 premium producer and thought I had achieved all of my goals for the first decade of my career. The problem was that my 70-hour work weeks had allowed me to gain 40 pounds and develop high blood pressure and high cholesterol at the ripe old age of 32. I had lost my health in my pursuit of financial success.
I begged my cardiologist to hold off on medication for one more month and promised I would lose weight. He agreed, so I dusted off my old mountain bike that was buried deep in my parents? shed and started riding. Every day, either before or after work, I would do loops in Central Park. Workouts started at 30 minutes and quickly progressed to an hour. My fears of decreased production quickly faded, as I had much more energy throughout the day. After a year of this, I was looking for any excuse to ride more. I had lost 15 pounds, my suits fit better and I loved the way I felt. I started to ask prospects and clients if they rode, and if so, did they want to ride together?
Prospects I rode with almost always turned into clients, and clients I rode with turned into better clients. I also started to meet people while riding and brought up what I did for a living if the opportunity presented itself. The combination of new revenue from this additional form of prospecting and expanding business with a few key cycling clients got me to the next level, while happily spending more time out of the office and getting my weight, blood pressure and cholesterol to normal levels.
Certainly, I could have stopped there, but like many reformed workaholics, I had to take it to the next level and try bike racing. I entered my first race in 2004 and was immediately hooked, even though I had no idea what I was doing (and neither did most people in this beginner-level race). I had to learn more and ride more if I was going to get better. I also had to meet more people on the bike if I was going to train 12 hours per week. Surprisingly, I met more people training than I did casually riding. Turns out there were a lot of suit-and-tie guys like me racing at the amateur level, and I quickly became friends with many of them. Some of them needed a person like me, and it was quite logical for them to become my clients.
After I won races at the novice level, I started racing at the intermediate level at the age of 37. To be competitive in these races required more training, so I formed a group of people I met throughout the last few seasons to ride every weekday at 5 a.m. Other folks riding alone at that hour noticed us and asked to join in. By the end of that season, we were a group of 12 regulars, meeting every weekday morning. Out of the group, nine of the 12 became clients, and one who didn?t got me quoted in the Wall Street Journal. Two of the gentlemen that became clients worked for a large European bank and introduced me to their HR director. That led to the largest multi-life disability sale of my career ? 245 eligibles with 42% participation.
Today I am 43 and won my second state championship in 2011. I?ve also qualified for the World?s Masters Championship in South Africa this August. I am 40 pounds lighter than my peak, have a resting pulse of under 50 and one of the best cholesterol ratios my doctor has ever seen. As far as production, not only did it not suffer, but it also grew beyond my wildest expectations, culminating in my being recognized as one of the top 10 producers for my company in 2011 out of a 5,000-plus field force.
Was it the weight loss or the amazing relationships I developed? Did the better fitting suits lead to the CNN and CNBC appearances? Was it just the overall higher confidence level? It?s probably a combination of all of them. But I know I wouldn?t be flying first class back from my company?s conference in Ireland right now if I hadn?t dusted off that mountain bike in my parents? shed.
?
For more on prospecting, see:
4 Habits That Increase Life Insurance Sales Activity
ScienceDaily (June 27, 2012) ? For the first time, Lawrence Livermore researchers and international collaborators have peered into the makeup of complex airborne particulate matter so small that it can be transported into human lungs -- usually without a trace.
The structure of micron-size particulate matter is important in a wide range of fields from toxicology to climate science (tobacco smoke and oil smoke particles are typically one micron in size).
However, its properties are surprisingly difficult to measure in their native environment: electron microscopy requires the collection of particles on a substrate, visible light scattering provides insufficient resolution, and X-ray studies have, to date, been limited to a collection of particles.
But new research, using intense coherent X-ray pulses from the Linac Coherent Light Source free-electron laser at Stanford, demonstrates a new in situ fractal method for imaging individual sub-micron particles to nanometer resolution in their native environment. The research appears in the June 28 issue of the journal, Nature.
Complex airborne particulate matter (PM) with a diameter less than 2.5 microns can efficiently transport into the human lungs and constitutes the second most important contribution to global warming. Amongst this PM, the structure and composition of carbonaceous soot has been extensively studied:
Pulsed X-ray beams were shot into a jet of aerosolized particles. Since the beam is so small and the particulate matter density is so large, only single particles were hit. The beams were so intense that diffraction from individual particles could be measured for structural analysis. Mass spectrometry on the ejected ion fragments was used to simultaneously probe the composition of single aerosol particles.
"Our results show the extent of internal symmetry of individual soot particles and the surprisingly large variations in their fractal dimensions," said Stefan Hau-Riege, one of the three Lawrence Livermore authors of the paper. "More broadly, our methods can be extended to resolve both static and dynamic structures of general ensembles of disordered particles."
Having a grasp on the general structure has wide implications ranging from solvent accessibilities in proteins, vibrational energy transfer via the hydrodynamic interaction of amino acids, and large-scale production of nanoscale structures via flame synthesis.
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The above story is reprinted from materials provided by DOE/Lawrence Livermore National Laboratory.
Note: Materials may be edited for content and length. For further information, please contact the source cited above.
Journal Reference:
N. D. Loh, C. Y. Hampton, A. V. Martin, D. Starodub, R. G. Sierra, A. Barty, A. Aquila, J. Schulz, L. Lomb, J. Steinbrener, R. L. Shoeman, S. Kassemeyer, C. Bostedt, J. Bozek, S. W. Epp, B. Erk, R. Hartmann, D. Rolles, A. Rudenko, B. Rudek, L. Foucar, N. Kimmel, G. Weidenspointner, G. Hauser, P. Holl, E. Pedersoli, M. Liang, M. M. Hunter, L. Gumprecht, N. Coppola, C. Wunderer, H. Graafsma, F. R. N. C. Maia, T. Ekeberg, M. Hantke, H. Fleckenstein, H. Hirsemann, K. Nass, T. A. White, H. J. Tobias, G. R. Farquar, W. H. Benner, S. P. Hau-Riege, C. Reich, A. Hartmann, H. Soltau, S. Marchesini, S. Bajt, M. Barthelmess, P. Bucksbaum, K. O. Hodgson, L. Str?der, J. Ullrich, M. Frank, I. Schlichting, H. N. Chapman, M. J. Bogan. Fractal morphology, imaging and mass spectrometry of single aerosol particles in flight. Nature, 2012; 486 (7404): 513 DOI: 10.1038/nature11222
Note: If no author is given, the source is cited instead.
Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.
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How does birth command tablets? Generally contain two hormones, similar to the organic estrogen and progesterone. By taking them, the body is ?tricked? inhibiting ovulation and conversely mucus in the cervix changes its qualities, disfavored sperm penetration. It is usually assumed to be blocked plus the egg implanting in the uterus, if it absolutely was fertilized.
You can find a specific medical specialty dealing with birth command tablets? No, not a doctor and after that make an university specialization only to prescribe two or a few medication to healthier adult females! It would be considered a waste of time a lot of. Typically, birth control drugs are approved by your gynecologist, who can keep an eye on side consequences of this specialty, and supervision of exterior gynecological facet consequences might entail many healthcare specialties.
Together with the Administration of ?pill? contraceptive and other measures are needed to prevent being pregnant? Theoretically, birth control drugs are efficient if taken even the very first day of menstrual cycle, but their effectiveness is thought to be safe commences soon after 7 days of administration, throughout which a girl may be fertile. Within this time period are vital and other strategies of contraception.
Birth manage drugs shield from STDs? Not secure in opposition to transmission of sexual infections, but ? according to some views, can encourage, especially for HIV, chlamydia, gonorrhea and Candida. These info are supported by all scientists, but to prevent any danger I imagine need to be considered for successful defense from these disorders. Only condoms ? and abstinence-Delayed gives you protection.
Soon after stopping birth command supplements may make quick kids? Some gals even routine right away just after stopping birth command pills and may perhaps be fertile, but normally to control the menstrual routine immediately after 6-12 months of discontinuing oral contraceptives. As a consequence of feasible dangers is advised that pregnancy following stopping birth manage to get preserved if designed soon after at least 3 regular cycles.
Birth command capsules influence upcoming fertility? A lot of girls have got a period of time of infertility soon after stopping birth regulate tablets, and this must be taken under consideration whenever you choose for hormonal contraceptives, especially due to the fact the onset of hormonal contraception is not nevertheless at an age when no pregnancy occurred. The typical period of time of infertility long lasting two to a few months soon after stopping birth control supplements, but contingent on the preparation used and also the human body, infertility may perhaps be prolonged up to 6-12 months, with or with out the presence of menstrual routine.
Birth management pills can cause birth defects Vitoria baby? Whilst this is not completely established, most health professionals propose that could observe immediately after being pregnant or birth normally requires position after no less than two or 3 ordinary cycles immediately after stopping birth regulate supplements. Can not assure that contraceptive use won?t impact the formation on the fetus. Warning: the primary cycle just after stopping birth regulate can manifest after one to twelve months!!.
Can I just take the tablet during breastfeeding? Hormones in birth manage capsules pass into breast milk, so their management is considered a hazard on the child is breastfeeding, in particular for anyone underneath 6 weeks, with immature liver and as a consequence unable to metabolize the hormones in birth control tablets. It should be noted the hormones in drugs may perhaps reduce milk manufacturing in the mom, often significantly, which can be why many physicians advocate working with other approaches of contraception in the first 3 months after birth during breastfeeding.
Birth command supplements may perhaps inspire a coronary heart and enhanced tendency for blood clots? Ordinary blood flow in the shape is beneath the impact of substances named clotting inhibitors, that are non-coagulated blood inside vessels (this is certainly coagulants on their own using the ship breaking). Pills are confirmed to reducing the activity of these inhibitors of coagulation, as a lot of scientific tests linking increased contraceptive use and chance of myocardial blood clotting lung, coronary heart, intestinal or stroke. That is why medical professionals recommend careful caution in overweight folks with varicose veins or thrombophlebitis in history, smoking, with hypertension or embolic stroke inside previous.
It?s claimed that birth control supplements guard towards cancer.
You can find a probability of cancer from birth? When utilizing contraceptives, there exists an clear probability for cancer: - Breast cancer risk grows according to the period of time of use, or treatment with anticonceptionaler beneath the age of twenty several years - Cervical cancer, the chance is higher when making use of antriconceptionalelor above 5 a long time starting treatment under the age of twenty years - Ovarian cancer and hepatic (liver) also are regarded as favored by long-term contraceptive use, as well as the physical appearance of liver adenomas (liver)
These dangers are highlighted by scientific tests Cancerr National Institute (Nationwide Cancer Institute) of USA, which suggests periodic monitoring by mammography and breast self-exam and test Papanicolu, just for the early detection of precancerous variations; The only constructive romantic relationship involving birth and stated the cancer is reduce danger of endometrial cancer (cancer).
If birth command capsules have lots of facet results, which are nonetheless used? Each and every drug has facet effects! You can find even water intoxication! These consequences are appropriate as long as they may be lessened in variety, thinking of the truth that medicines remedy a disorder, having said that. Facet outcomes of birth handle are many, nonetheless they are exceptional, since persons who rely on them are generally younger and nutritious. The situation is contraceptives are utilized to ask for patients without having deal with a disease and also the danger of aspect consequences and individual suppose that it is not obliged to consider these medications, and when not just take her issue is not going to worsen wellbeing.
Why not give birth management drugs with out a prescription in excess of the counter? These solutions are medications, with all their dangers, and with various facet effects. Thus, their recommendation is manufactured only by the medical professional, who must keep in mind all probable hazards into the man or woman who prescribe these drugs.
Can I get pregnant if using birth command pills correctly? Sure, there exists minimal probability of pregnancy even if the supplements are taken accurately. It is therefore proposed which the absence of two menstrual cycles to complete a pregnancy test. I do know quite a few people today who just take the capsule with no any aspect influence. Birth control supplements are medication, and that any drug facet from time to time incredibly critical risks, the accounting cure for the physique unnaturally. These outcomes tend not to occur in all adult females, but about 10-30% of them, determined by things related on the variety of contraceptives utilised, the woman?s human body, the genetic characteristics and habits (like cigarette smoking);
There are other further favorable effects from the Capsule? Besides defense from being pregnant Birth control drugs reduce the risk of uterine and ovarian cancer, can regulate the menstrual cycle and decrease bleeding routine.
What?s the usefulness with the tablet if I compensated? Vomiting occurred not less than two hrs following swallowing the tablet, followed by swallowing truly need to have a whole new tablet.
What exactly is risk and why you can get pregnant while taking birth control drugs? Birth regulate drugs pregnancy probability effectively is 1%, but this probability increases significantly for those who took per day tablet, for those who compensated, or in the event you have delayed a number of several hours in tablet creating. Also, some medications ? including some antibiotics, reduce tablet efficiency.
I know that I?m pregnant and I continued to just take the pill. A thing comes about to the baby? Although there may be no efficient information on low-dose contraceptives influence on product structure, we suggest stopping birth manage after you want to have a very being pregnant.
Any individual who needs is usually treated with supplements? Not every single female can control drugs to stop being pregnant.
Special Safeguards (question your health practitioner ahead of beginning medicine) need to be taken inside the subsequent scenarios: - Pregnancy feasible - Lactation - A lot less than six weeks just after birth - Unexplained vaginal bleeding - Liver illness, iron or nodules inside the liver inside the present or prior - Age over 35 ages - Cigarette smoking - Heart illness, stroke, blood clotting complications hypertension, diabetes mellitus within the present or prior - Breast cancer, or irregular growth in breast dimension within the existing or previous - Migraine or focal neurological signals (detected because of the neurologist) - Reluctant (doubts) moral / religious on contraception
Bodyweight gain is needed in Birth regulate pills? Bodyweight acquire though using Birth control capsules are the commonest facet effect of females accused, despite the fact that it is unclear connection with birth command capsules, and some adult females even reduce fat all through this period. Even though this is only supported by some scientific scientific tests, it is best to regulate your pounds repeatedly, and you will set up one particular truth about this concern.
Females who get pounds, diploma of pounds gain varies from individual to human being, currently being on normal 3kg in the 1st yr of use. Just after discontinuation of birth command capsules, body weight reduction is tough, but lots of women return to their preliminary pounds.
I forgot to take the capsule 1 day how to proceed? Take the forgotten tablet as quickly as possible to the next (so two supplements each day)
I forgot to get the pill two days within the first two weeks following the routine, what do I do? Get two pills every two days inside a row, get a being pregnant test a week-just in case.
?Hoax? Knowledge birth: - Women taking contraceptives have reduce danger of ectopic being pregnant ? is suitable, but it surely can be quite exceptional ectopic being pregnant. - Birth regulate drugs reduce the potential risk of noncancerous cysts or lumps from the breast ? is correct, but will increase the potential risk of breast cancer - Birth regulate tablets lower the chance of illness pelnive if condom use and also to just take no viral diseases ? even the very simple usage of condoms protect against transmission of sexual health conditions. - Use birth command supplements can often decrease the incidence of menstrual discomfort and enhancement in some cases of premenstrual syndrome ? the result is very unusual, and anyway cannot take birth command drugs have quite a few side effects, since to have-maybe less discomfort; ache relievers for not taking birth management drugs. - The usage of contraceptives minimize menstrual time period ? is doable, but if nature has set up a large number of decades a certain period of menstruation, in all probability contains an explanation and this reason will be the change uterine lining every month is ordinary, physiological, and fiziologicului any problem is usually adopted by severe outcomes.
About the Author
I am physician in obstetrics and ginecologie , physician in medical sciences with health care competence in colposcopy and experience gathered above 25 years
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Mark Hoffman
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I am physician in obstetrics and ginecologie , physician in medical sciences with health care competence in colposcopy and experience gathered above 25 years
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GRCC?s Race and Ethnicity Conference Presentation ?Reflecting the Community and Student Body: GRCC?s Efforts to Diversify Staff? Video Rating: 1 / 5
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Evernote and Dropbox are amazing general purpose apps for the discerning cloud computing attorney. Rocket Matter, however, is a lawyer?s online Swiss army knife for running a practice, keeping all of your case information in one place. (it is Legal Productivity?s parent company but that doesn?t make it any less cool).
Check out these tips, which help even Rocket Matter veterans eek out more productivity:
1. Create A Button for the iPad Home Screen
One of Rocket Matter?s biggest uses is by mobile attorneys running around on iPads. Since you tend to check time, billing, calendaring, and matter management 24-7, save yourself some time by creating a Rocket Matter icon for your home screen.
GARDEN GROVE, Calif. (AP) ? Retired schoolteacher Dolores Rommel has followed the Rev. Robert H. Schuller almost her entire adult life: She was baptized in his church as a young woman, sent her children to his Sunday school and laid her husband to rest near the soaring, glass-paned Crystal Cathedral that was to be the televangelist's ultimate legacy.
But when the Roman Catholic church bought the famous sanctuary and its cemetery in bankruptcy court last year, Rommel began looking for another spiritual home. She has resigned herself to being entombed in a Catholic cemetery so she can be near her husband, but not without plenty of soul-searching.
"I have no choice. I am going to be buried there because that was his choice and we paid a lot for that vault," said Rommel, who bought a two-casket tomb with her husband in 1997. "At the time, who would know that this was going to happen?"
The Crystal Cathedral congregation recently announced that it will vacate its modernist steel-and-glass church by June 2013. The Diocese of Orange re-baptized the church Christ Cathedral earlier this month and plans to turn the Protestant landmark where the "Hour of Power" TV ministry is based into its spiritual and administrative headquarters. The fast-growing, 1.2 million-person diocese bought the church campus for nearly $58 million last year.
The upcoming transition has been an emotional one for many longtime congregants like Rommel, who watched Schuller's blockbuster dynasty struggle to survive in recent years amid declining donations, a disastrous leadership transition and an endless family squabble that split the congregation.
Schuller built the church ? an architectural marvel with 10,000 windows and room for nearly 3,000 worshippers and 1,000 musicians ? in 1980, a decade after he began broadcasting his sermons on the "power of possibility thinking" into the homes of millions of evangelical Christians each Sunday.
Reaction to the church's sale was at first bitter: The children of one prominent philanthropist publicly threatened to disinter their father from its cemetery and another congregant sued for $30 billion, saying the transfer to Catholic hands had "permanently desecrated, defamed, polluted and cursed" the church.
Tempers have since cooled, but the recently announced timeline for the transfer to Catholic hands has revived questions about the fate of Schuller's ministry once it leaves behind the iconic building that gave it its name. The diocese will grant the congregation six months rent-free at a nearby Catholic church and it plans to continue filming the "Hour of Power."
"We could film in a studio," said John Charles, the new CEO of Crystal Cathedral Ministries. "We're still going to have the same great preaching, the same great music and pulpit guests. The ministry is not about the building ? it's more about our congregation and who we are."
Some, however, wonder whether the ministry will fizzle out ? or shrink dramatically ? without the building that gave it its name. Broadcasts of the "Hour of Power" were recently cut back to 30 minutes on Lifetime and Discovery channels and Schuller, now 85, no longer appears on the program and hasn't attended church since last fall.
His son and daughter, who each failed to assume their father's mantle, are no longer involved in the ministry. Sheila Schuller Coleman formed a new church after a falling out last year.
The congregation, which now numbers up to 1,700 people each Sunday, will also change its name once it moves.
"It really needs to go back to square one and say, 'Who are we going to be? We can't be what we were 10 to 15 years ago,'" said Kurt Fredrickson, an associate dean and assistant professor of pastoral ministry at Fuller Theological Seminary. "There could be resurrection there or it could be that we say goodbye to a congregation and bless them and be grateful and thank God for years and years and years of really wonderful ministry."
Schuller tapped into California's blossoming car culture and the optimism of a post-World War II generation when he began preaching in 1955 from the roof of a snack bar at a drive-in movie theater in suburban Orange County. He exhorted worshippers to "come as you are in the family car" and his upbeat message resonated.
By 1970, Schuller was airing the "Hour of Power" and in 1980, he dedicated the Crystal Cathedral, an architectural marvel that served as the backdrop for the show. At its peak, the broadcast attracted 20 million viewers around the world.
The Rev. Christopher Smith, the Catholic episcopal vicar and rector of the newly baptized Christ Cathedral, recalls as a child watching from his grandparents' backyard as the young, energetic evangelist preached from the roof of the drive-in theater's concession stand. Now, Smith is in charge of a delicate transition as the diocese prepares to move into a religious and architectural touchstone cherished by evangelicals around the world.
The diocese hopes to honor Schuller and the history of his ministry with a museum that begins with the drive-in movie theater and ends with the Catholic acquisition. The diocese may also move its archives, which are currently not publicly available, to the cathedral grounds, said Smith.
"I just hope that we attend well to all the different people who are affected by this and also that this place be seen as a place where everyone is welcome to find hope and consolation and inspiration, whether they're Catholic or not," Smith said.
"That's the bishop's desire ? that we are a real credible witness to Christ in the world through our work here."
Vacation rentals offer a plethora of advantages to the average family: one house for everyone, full-sized kitchen and dining facilities, multiple family rooms with countless entertainment options, even an outdoor pool or hot tub, and many other amenities which are superior to even the highest-rated hotels. Besides the amenities, vacation homes are typically easier on your budget. When you?re looking into accommodations for your next vacation, check out the vacation home offered in the area.
Luxurious Privacy in a Home away from Home:
A house offers the privacy of home with the luxury of a vacation setting. Some management companies even provide daily maid service, so you?ll feel like you?re staying at a private hotel! Besides multiple bedrooms, kitchen, dining room, and family rooms, you?ll often find private pools, spas, patios, decks, fireplaces, home theatres, and beach access included. Wouldn?t it be nice to relax in your own pool instead of avoiding the crowds at a hotel pool? Or enjoy access to a Wii or PlayStation gaming system without having to pack your own? And wouldn?t you love to avoid eating out for every meal since you can cook for your family in a full-sized kitchen? Or, if you?d like to avoid both cooking and restaurants, some rentals even offer in-home chef service. You?ll be amazed at the many amenities offer with these incredible vacation options!
If young children are included in your vacation party, a private house is an ideal choice. You don?t have to worry about them running around an upstairs hotel room disturbing those below, and they can work off their energy outside in the pool, at the playground, or in a game room playing air hockey, ping pong, or another game.
Finding Your Perfect Vacation Home:
The Internet affords many opportunities to find vacation home rentals in just about any popular vacation spot. If you?re looking for a mountain cabin with a beautiful view, a beach-side condo with private access to the beach, or a house that?s close to winter activities like skiing or sledding, you can find a management company online to view the services they provide as well as pictures of the various places they have available. You?ll also find the many amenities, nearby attractions, and contact information.
You?ll definitely want to do your research before taking the first place you find. Have a family meeting to discuss the necessities that everyone expects from this home. Your teenagers may want to be sure there is a gaming system that?s compatible with their favorite games. Your young children will probably benefit from either a play area at the house or a playground located nearby. Are you planning on participating in local activities? You may want to find a place that?s near the ski slopes or that has beach access. If you?re traveling to a major city, explore the options for transportation. Often, vacation rentals can be located near the local bus route, so you can avoid using your car and fighting downtown traffic in an unfamiliar city. Discuss the vacation together, so everyone can have an enjoyable and relaxing time!
Orange Beach rentals make the perfect getaway for your family. Learn more about the advantages and visit: http://www.brett-robinson.com.
Finding new music can be difficult. And sure, internet radio services like Pandora are all well and good, but can you really trust their algorithms to chose your music for you? What you need is an experienced tastemaker, like Quincy Jones or Tiësto or those dudes in Disturbed, whatever their names are. Thankfully, all of the above and Operation Ivy expats Rancid have signed up to create the first round of Artist Apps for Spotify, which can be downloaded now via the desktop verison's left nav bar.
Researchers at Weill Cornell Medical College have developed and successfully tested in mice an innovative vaccine to treat nicotine addiction.
In the journalScience Translational Medicine, the scientists describe how a single dose of their novel vaccine protects mice, over their lifetime, against nicotine addiction. The vaccine is designed to use the animal's liver as a factory to continuously produce antibodies that gobble up nicotine the moment it enters the bloodstream, preventing the chemical from reaching the brain and even the heart.
"As far as we can see, the best way to treat chronic nicotine addiction from smoking is to have these Pacman-like antibodies on patrol, clearing the blood as needed before nicotine can have any biological effect," says the study's lead investigator, Dr. Ronald G. Crystal, chairman and professor of Genetic Medicine at Weill Cornell Medical College.
"Our vaccine allows the body to make its own monoclonal antibodies against nicotine, and in that way, develop a workable immunity," Dr. Crystal says.
Previously tested nicotine vaccines have failed in clinical trials because they all directly deliver nicotine antibodies, which only last a few weeks and require repeated, expensive injections, Dr. Crystal says. Plus, this kind of impractical, passive vaccine has had inconsistent results, perhaps because the dose needed may be different for each person, especially if they start smoking again, he adds.
"While we have only tested mice to date, we are very hopeful that this kind of vaccine strategy can finally help the millions of smokers who have tried to stop, exhausting all the methods on the market today, but find their nicotine addiction to be strong enough to overcome these current approaches," he says. Studies show that between 70 and 80 percent of smokers who try to quit light up again within six months, Dr. Crystal adds.
About 20 percent of adult Americans smoke, and while it is the 4,000 chemicals within the burning cigarette that causes the health problems associated with smoking -- diseases that lead to one out of every five deaths in the U.S. -- it is the nicotine within the tobacco that keeps the smoker hooked.
A New Kind of Vaccine
There are, in general, two kinds of vaccines. One is an active vaccine, like those used to protect humans against polio, the mumps, and so on. This kind of vaccine presents a bit of the foreign substance (a piece of virus, for example) to the immune system, which "sees" it and activates a lifetime immune response against the intruder. Since nicotine is a small molecule, it is not recognized by the immune system and cannot be built into an active vaccine.
The second type of vaccine is a passive vaccine, which delivers readymade antibodies to elicit an immune response. For example, the delivery of monoclonal (identically produced) antibodies that bind on to growth factor proteins on breast cancer cells shut down their activity.
The Weill Cornell research team developed a new, third kind -- a genetic vaccine -- that they initially tested in mice to treat certain eye diseases and tumor types. The team's new nicotine vaccine is based on this model.
The researchers took the genetic sequence of an engineered nicotine antibody, created by co-author Dr. Jim D. Janda, of The Scripps Research Institute, and put it into an adeno-associated virus (AAV), a virus engineered to not be harmful. They also included information that directed the vaccine to go to hepatocytes, which are liver cells. The antibody's genetic sequence then inserts itself into the nucleus of hepatocytes, and these cells start to churn out a steady stream of the antibodies, along with all the other molecules they make.
In mice studies, the vaccine produced high levels of the antibody continuously, which the researchers measured in the blood. They also discovered that little of the nicotine they administered to these mice reached the brain. Researchers tested activity of the experimental mice, treated with both a vaccine and nicotine, and saw that it was not altered; infrared beams in the animals' cages showed they were just as active as before the vaccine was delivered. In contrast, mice that received nicotine and not treated with the vaccine basically "chilled out" -- they relaxed and their blood pressure and heart activity were lowered -- signs that the nicotine had reached the brain and cardiovascular system.
The researchers are preparing to test the novel nicotine vaccine in rats and then in primates -- steps needed before it can be tested ultimately in humans.
Dr. Crystal says that, if successful, such a vaccine would best be used in smokers who are committed to quitting. "They will know if they start smoking again, they will receive no pleasure from it due to the nicotine vaccine, and that can help them kick the habit," he says.
He adds that it might be possible, given the complete safety of the vaccine, to use it to preempt nicotine addiction in individuals who have never smoked, in the same way that vaccines are used now to prevent a number of disease-producing infections. "Just as parents decide to give their children an HPV vaccine, they might decide to use a nicotine vaccine. But that is only theoretically an option at this point," Dr. Crystal says. "We would of course have to weight benefit versus risk, and it would take years of studies to establish such a threshold."
"Smoking affects a huge number of people worldwide, and there are many people who would like to quit, but need effective help," he says. "This novel vaccine may offer a much-needed solution."
###
New York- Presbyterian Hospital/Weill Cornell Medical Center/Weill Cornell Medical College: http://www.med.cornell.edu
Thanks to New York- Presbyterian Hospital/Weill Cornell Medical Center/Weill Cornell Medical College for this article.
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Follow the Flaming Lips' record-breaking quest and all the awards via the 24-hour live stream. By Kara Warner
The Flaming Lips' Wayne Coyne Photo:
And they're off! This year's O Music Awards have officially begun with a very ambitious and action-packed 24-hour live stream.
The digitally driven event that celebrates and honors artists, fans and innovators impacting digital-music culture will aim to help rockers the Flaming Lips break the Guinness World Record for the most concerts performed in multiple cities in a 24-hour time period.
This extra-special and possible record-breaking event will unfold via a historic bus ride through the Mississippi Delta, the birthplace of rock and roll. The Lips have just boarded their tricked-out bus, aptly named Endeavor, in Memphis and will be zigzagging across the region in attempt to break Jay-Z's Guinness World Record title for Most Live Concerts In 24 Hours (Multiple Cities) by hitting a total of eight cities to end in New Orleans.
The band will travel to each new location just as the opening band is finishing its set, where they'll perform a mini-set before moving on to the next location. The Lips will be joined by "Jackass" and "Wildboyz" star Chris Pontius, Jackson Browne, Neon Trees, Karmin and a slew of additional artists.
Fans at home can watch the entire journey from any screen and, naturally, interact, influence and play a part in the voyage as the band heads toward the final destination. The O Music Awards will be broadcast on MTV, VH1 and CMT and live-stream at OMusicAwards.com.
The O Music Awards ceremony will give out 24 awards, one for each hour of the festival. Categories that artists are vying to win include Must Follow Artist on Twitter, Best Online Concert Experience, Most Adorable Viral Star, Fan Army FTW, Best Music App and Digital Genius Award.
CARACAS, Venezuela (AP) ? Natalia Guzman stepped hesitantly into the morgue looking for her only son. She was led to rows of refrigeration units, where after peering at more than a dozen corpses she finally found 17-year-old Jaime.
Trembling and in tears, she embraced relatives outside the building and said her son's body had been riddled with bullets. She blamed a drug-dealing gang in her slum for the killing and complained that police might have prevented it had they been patrolling her neighborhood.
The rising tide of violent crime that has engulfed Venezuela has become a top issue in the country's presidential campaign, with opposition candidate Henrique Capriles blaming President Hugo Chavez's government for failing to halt the bloodshed. Yet Guzman and many other Venezuelans appear to have lost faith in the ability of any government as well as the police to address the problem, no matter who wins the October vote.
"Crime is out of control, and I don't think any politician, neither Chavez, nor Capriles, is going to change that," Guzman said, speaking in a low voice that at times cracked when she cried.
The government says more than 14,000 people were killed in Venezuela last year, giving the country a murder rate of 50 per 100,000 people and making it one of the most violent countries in Latin America and the world. The murder rate has more than doubled since 1998, when Chavez was first elected.
At campaign rallies, Capriles has been promising to fix what he calls one of Chavez's most glaring failures, declaring: "We will have to choose between life or death."
Chavez has responded by banning gun sales, expanding a new national police force and launching an anti-crime plan with stepped-up policing and other programs in high-crime areas.
It's unclear how the political tug-of-war on crime may affect the race. But Chavez's opponents are hammering away on the issue, convinced that some voters will be swayed.
Capriles' campaign manager, Leopoldo Lopez, said as he presented the opposition's "Security for All" anti-crime plan that nearly 14 years after Chavez was first elected, the president's promises are too little, too late. "He's never made the issue of security a priority, until now when he tries to use it as a political banner," Lopez said.
Experts say violent crime has increased in the country due to easy, cheap access to guns, a culture of violence among young men in the slums, and severe shortages of police officers and prosecutors.
Criminologist Fermin Marmol Garcia said Venezuela's fundamental problem is that for more than a decade, "the institutions that weigh heavily on crime prevention and suppression were not strengthened."
In polls, Venezuelans consistently rate violent crime as their top concern. But many tend to blame long-standing institutional problems such as police forces viewed as corrupt and incapable, rather than pointing fingers at politicians.
"For Capriles, the challenge is putting the issue on the pedestal, linking it directly to Chavez, showing that he's responsible and creating hope that it's possible to solve the problem," said Luis Vicente Leon, a Caracas-based pollster and political analyst. He said Capriles, who has been trailing in the polls, hasn't yet been able to gain traction on the issue.
Guzman isn't committed to either presidential candidate, and so far Capriles' anti-crime message hasn't resonated with her.
She said her son's motorcycle was stolen when he was killed after a street party, and she suspects the gunmen who killed him are the same toughs who terrorize her neighborhood.
"The police are almost never around when there's a problem. They always arrive hours afterward and they never capture anybody," Guzman said. "It's the thugs, not the police, who control the neighborhoods."
The authorities say a majority of the country's killings involve young men, often battling in poor neighborhoods over turf or drug dealing, or in simple rivalries. Crime has also been expanding into places once seen as safe, such as movie theaters, shopping malls and parking garages where security guards stand watch.
Shooting victims are often brought to the Perez de Leon Hospital near Petare, Venezuela's largest slum, where Guzman's son was gunned down. At the hospital, janitors mop blood from the white tile floor while doctors scramble to save lives. The victims' friends and relatives anxiously wait outside the emergency ward.
Abductions for ransom have grown rapidly in the past decade, with kidnapping reported to police rising from 52 in 1998, when Chavez was first elected, to 618 in 2009. Security experts say the real number of kidnappings is much higher because most cases aren't reported to authorities.
Recently diplomats from Costa Rica, Mexico and Chile were kidnapped, and all were eventually freed after ordeals lasting from two hours to more than a day.
Among the middle and upper classes, growing numbers of Venezuelans have been trying to take their security into their own hands by enrolling in self-defense courses, hiring bodyguards or bulletproofing their vehicles.
"Business has multiplied," said Ernesto Carrera, director of the School of Personal Protection, which offers intensive self-defense courses. He said his clientele has grown by about 80 percent in the past five years.
Jose Berrios, a 34-year-old businessman, decided to enroll after surviving an armed robbery, and now spends three nights a week at the school learning self-defense techniques and struggling through exercise sessions that include tossing medicine balls, doing pull-ups and lifting weights.
In one training session, an instructor demonstrated how to avoid a carjacking by using a martial arts move to disarm an attacker.
Capriles has been trying to capitalize on Venezuelans' concerns by accusing Chavez of ignoring the issue for most of his presidency. He has promised to take a different approach and make crime-fighting a top priority, laying out a plan that includes putting more police on the streets, raising officers' salaries and bringing more sports and art programs to poor neighborhoods.
Chavez responded by launching his latest anti-crime program last week, dubbed the "Great Mission For Every Life Venezuela." It includes allocating more money to expand training programs for police, starting community programs for troubled youth, expanding a fledgling national police force and targeting law enforcement resources to high-crime areas.
Justice Minister Tareck El Aissami said the country now has about 92,000 police officers in a patchwork of state, local and national police force but acknowledged Venezuela would need about 20,000 more police officers to meet U.N. standards. This September, El Aissami said, about 9,500 new recruits are scheduled to join the Bolivarian National Police after they undergo training.
El Aissami said that the challenge of combatting violence goes beyond hiring more police and building more prisons. Part of the government's program, he said, focuses on giving young men in the slums alternatives through sports and community programs so that they no longer view "a pistol and a motorcycle" as status symbols.
El Aissami told reporters last week that crime "is the most serious problem, the one of greatest concern and the one of greatest attention for the government."
___
Associated Press writer Ian James contributed to this report from Caracas.
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What Facebook does while transfering emailadresses to their server is IDENTITY THEFT. Mister Zuckerberg has not yet seen the end of this story?.
checked on Wikipedia:
Identity thef?occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.
The term?identity theft?was coined in 1964[1]?however it is not literally possible to steal an?identity?less ambiguous terms are?identity fraud?or?impersonation.
Browsing?social networking?websites for personal details published by users, often using this information to appear more credible in subsequent social engineering activities
Regional legal responses
[edit]Australia
In Australia, each state has enacted laws that dealt with different aspects of identity or fraud issues. Some States have now amended relevant criminal laws to reflect crimes of identity theft, such as the Criminal Law Consolidation Act 1935 (SA), Crimes Amendment (Fraud, Identity and Forgery Offences) Act 2009 and also in Queensland under the Criminal Code 1899 (QLD). Other States and Territories are in states of development in respect of regulatory frameworks relating to identity theft such as Western Australia in respect of Criminal Code Amendment (Identity Crime) Bill 2009.
On the Commonwealth level, under the?Criminal Code Amendment (Theft, Fraud, Bribery & Related Offences) Act 2000?which amended certain provisions within theCriminal Code Act 1995,
?
135.1 General dishonesty(3) A person is guilty of an offence if: a) the person does anything with the intention of dishonestly?causing a loss to another person; and b) the other person is a Commonwealth entity. Penalty:?Imprisonment for 5 years.
?
Likewise, each state has enacted their own privacy laws to prevent misuse of personal information and data. The Commonwealth?Privacy Act?is applicable only to Commonwealth and territory agencies, and to certain private sector bodies (where for example they deal with sensitive records, such as medical records, or they have more than $3 million turnover PA).
[edit]Canada
Under section 402.2 of the?Criminal Code of Canada,
?
Everyone commits an offence who knowingly obtains or possesses another person?s identity information in circumstances giving rise to a reasonable inference that the information is intended to be used to commit an indictable offence that includes fraud, deceit or falsehood as an element of the offence.is guilty of an indictable offence and liable to imprisonment for a term of not more than five years; or is guilty of an offence punishable on summary conviction.
?
Under section 403 of the?Criminal Code of Canada,
?
(1) Everyone commits an offence who fraudulently personates another person, living or dead,(a) with intent to gain advantage for themselves or another person; (b) with intent to obtain any property or an interest in any property; (c) with intent to cause disadvantage to the person being personated or another person; or (d) with intent to avoid arrest or prosecution or to obstruct, pervert or defeat the course of justice. is guilty of an indictable offence and liable to imprisonment for a term of not more than 10 years; or guilty of an offence punishable on summary conviction.
?
In Canada,?Privacy Act?(federal legislation) covers only federal government, agencies and?crown corporations. Each province and territory has its own privacy law and privacy commissioners to limit the storage and use of personal data. For the private sector, the purpose of the Personal Information Protection and Electronic Documents Act ( 2000, c. 5 ) (known as PIPEDA) is to establish rules to govern the collection, use and disclosure of personal information; except for the provinces of Quebec, Ontario, Alberta and British Columbia where provincial laws have been deemed substantially similar.
[edit]France
In France, a person convicted of identity theft can be sentenced up to five years in prison and fined up to??75,000.[23]
[edit]Hong Kong
Under HK Laws. Chap 210?Theft Ordinance, sec. 16A Fraud
?
(1) If any person by any deceit (whether or not the deceit is the sole or main inducement) and with?intent to defraud?induces another person to commit an act or make an omission, which results either-(a) in?benefit to any person?other than the second-mentioned person; or (b) in prejudice or a substantial risk of prejudice to any person other than the first-mentioned person, the first-mentioned person commits the offense of fraud and is liable on conviction upon indictment to?imprisonment for 14 years.
?
Under the?Personal Data (Privacy) Ordinance, it established the post of Privacy Commissioner for Personal Data and mandate how much personal information one can collect, retain and destruction. This legislation also provides citizens the right to request information held by businesses and government to the extent provided by this law.
[edit]India
Under the Information Technology Act 2000 Chapter IX Sec 66C
?
SECTION 66CPUNISHMENT FOR IDENTITY THEFTWhoever, fraudulently or dishonestly makes use of the electronic signature, password or any other unique identification feature of any other person, shall be punished with imprisonment of either description for a term which may extend to three years and shall also be liable to fine with may extend to rupees one lakh.
?
[24]
[edit]Philippines
Social networking sites are one of the most famous spreader of?posers?in the online community, giving the users freedom to place any information they want without any verification that the account is being used by the real person.
Philippines, known as the 10th heavy users of Facebook and other social networking sites such as Twitter, Multiply and Tumblr has been known as source to various identity theft problems. Identity of those people who carelessy put personal information on their profiles can easily be stolen just by simple browsing. There are people who meet online, get to know each other through the free Facebook chat and exchange of messages that then leads to sharing of private information. Others get romantically involved with their online friends that they tend to give too much information such as their social security number, bank account and even personal basic information such as home address and company address.
This phenomena lead to the creation of Senate Bill 52: Cybercrime Prevention Act of 2010.[25]?Section 2 of this bill states that it recognizes the importance ofcommunication?and?multimedia?for the development, exploitation and dissemination of information but violators will be punished by the law through imprisonment ofprision mayor?or a fine ranging from Php200,000 and up, but not exceeding 1 million, or depending on the damage caused, or both (Section 7).
[edit]Sweden
Sweden have had relatively little problems with identity theft. This is because only Swedish?identity documents?have been accepted for identity verification. Stolen documents are traceable by banks and some other institutions. The banks have the duty to check the identity of people withdrawing money or getting loans. If a bank gives money to someone using an identity document reported as stolen, the bank must take the loss. From 2008 any EU passport are valid in Sweden for identity check, and Swedish passports are valid all over the EU. This makes it harder to detect stolen documents, but still banks in Sweden must ensure that stolen documents are not accepted.
Other types of identity theft than over the bank desk have become more common in Sweden. One common example is ordering a credit card to someone who has an unlocked letterbox and is not home on daytime. The thief steals the letter with the credit card and then the letter with the code which typically arrives a few days later. Usage of a stolen credit card is hard in Sweden, since an identity document or a PIN code it is normally demanded. If the shop does not demand that, it must take the loss from stolen credit cards. The method of observing someone using the credit card PIN code, stealing the card or?skimming?it, and then use the card, has become more common.
Legally, Sweden is an open society.?The Principle of Public Access?says that all information kept by public authorities must be available for anyone except in certain cases. Specificially anyone?s address, income, taxes etc. are available to anyone. This makes fraud easier (the address is protected for certain people needing it).
To impersonate someone else and gain money from it is a kind of?fraud, which is described in the?Criminal Code?(Swedish:Brottsbalken).
[edit]United Kingdom
In the United Kingdom personal data is protected by the?Data Protection Act 1998. The Act covers all personal data which an organization may hold, including names, birthday and anniversary dates, addresses, telephone numbers, etc.
Under?English law?(which extends to Wales but not necessarily to Northern Ireland or Scotland), the?deception?offences under the?Theft Act 1968?increasingly contend with identity theft situations. In?R v Seward?(2005) EWCA Crim 1941[26]?the defendant was acting as the ?front man? in the use of stolen credit cards and other documents to obtain goods. He obtained goods to the value of ?10,000 for others who are unlikely ever to be identified. The Court of Appeal considered sentencing policy for deception offenses involving ?identity theft? and concluded that a prison sentence was required. Henriques J. said at para 14:?Identity fraud is a particularly pernicious and prevalent form of dishonesty calling for, in our judgment, deterrent sentences.?
Increasingly, organizations, including Government bodies will be forced to take steps to better protect their users? data.[27]
Stats released by?CIFAS?- The UK?s Fraud Prevention Service show that there were 89,000 victims of identity theft in the UK 2010.[28]?This compared with 2009 where there were 85,000 victims.[29]?Men in their 30s and 40s are the most common UK victims[30]?and identity fraud now accounts for nearly half of all frauds recorded.[31]
[edit]United States
The increase in crimes of identity theft led to the drafting of the Identity Theft and Assumption Deterrence Act.[32]?In 1998, The Federal Trade Commission appeared before the United States Senate.[33]?The FTC discussed crimes which exploit consumer credit to commit loan fraud,?mortgage fraud, lines-of-credit fraud,?credit card fraud, commodities and services frauds. The Identity Theft Deterrence Act (2003)[ITADA] amended?U.S. Code Title 18, ? 1028?(?Fraud related to activity in connection with identification documents, authentication features, and information?). The statute now makes the possession of any ?means of identification? to ?knowingly transfer, possess, or use without lawful authority? a federal crime, alongside unlawful possession of identification documents. However, for federal jurisdiction to prosecute, the crime must include an ?identification document? that either: (a) is purportedly issued by the United States, (b) is used or intended to defraud the United States, (c) is sent through the mail, or (d) is used in a manner that affects interstate or foreign commerce.?See?18 U.S.C.???1028(c). Punishment can be up to 5, 15, 20, or 30 years in federal?prison, plus fines, depending on the underlying crime per?18 U.S.C.???1028(b). In addition, punishments for the unlawful use of a ?means of identification? were strengthened in ? 1028A (?Aggravated Identity Theft?), allowing for a consecutive sentence under specific enumerated felony violations as defined in ? 1028A(c)(1) through (11).
The Act also provides the?Federal Trade Commission?with authority to track the number of incidents and the dollar value of losses. Their figures relate mainly to consumer financial crimes and not the broader range of all identification-based crimes.[34]
If charges are brought by state or local law enforcement agencies, different penalties apply depending on the state.
Six Federal agencies conducted a joint task force to increase the ability to detect identity theft. Their joint recommendation on ?red flag? guidelines is a set of requirements on financial institutions and other entities which furnish credit data to credit reporting services to develop written plans for detecting identity theft. The FTC has determined that most medical practices are considered creditors and are subject to requirements to develop a plan to prevent and respond to patient identity theft.[35]?I These plans must be adopted by each organization?s Board of Directors and monitored by senior executives.[36]
Identity theft complaints as a percentage of all fraud complaints decreased from 2004-2006.[37]?The Federal Trade Commission reported that fraud complaints in general were growing faster than ID theft complaints.[37]?The findings were similar in two other FTC studies done in 2003 and 2005. In 2003, 4.6 percent of the US population said they were a victim of ID theft. In 2005, that number had dropped to 3.7 percent of the population.[38][39]?The Commission?s 2003 estimate was that identity theft accounted for some $52.6 billion of losses in the preceding year alone and affected more than 9.91 million Americans;[40]?the figure comprises $47.6 billion lost by businesses and $5 billion lost by consumers.
According to the Federal Trade Commission (FTC), a report released in 2007 revealed that 8.3 million American adults, or 3.7 percent of all American adults, were victims of identity theft in 2005.[41]
The latest report from the FTC showed that ID theft increased by 21% in 2008. However, credit card fraud, that crime which is most closely associated with the crime of ID theft, has been declining as a percentage of all ID theft. In 2002, 41% of all ID theft complaints involved a credit card. That percentage has dropped to 21% in 2008.[42]
Two states,?California[43]?and?Wisconsin[44]?have created an Office of Privacy Protection to assist their citizens in avoiding and recovering from identity theft.
In Massachusetts in 2009-2010, Governor?Deval Patrick?made a commitment to balance consumer protection with the needs of small business owners. His Office of Consumer Affairs and Business Regulation announced certain adjustments to Massachusetts? identity theft regulations that maintain protections and also allows flexibility in compliance. These updated regulations went into effect on March 1, 2010. The regulations are clear that their approach to data security is a risk-based approach important to small businesses and might not handle a lot of personal information about customers.[45][46]
[edit]Notification
Most states followed California?s lead and enacted mandatory data breach notification laws. As a result, companies that report a data breach typically report it to all their customers.[47]
Evernote and Dropbox are amazing general purpose apps for the discerning cloud computing attorney. Rocket Matter, however, is a lawyer?s online Swiss army knife for running a practice, keeping all of your case information in one place. (it is Legal Productivity?s parent company but that doesn?t make it any less cool). 
